Internal credit rating is the core of the risk management system of commercial banking.

内部信用评级是商业银行风险管理体系的核心。

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This paper proposes multiple internal credit risk rating system which refers to commercial bank credit risk.

本文提出了信贷风险的内部信用评价指标体系。

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The establishment of internal credit rating system to the new regulatory requirements is an inevitable trend.

建立内部信用评级体系是适应新的监管要求的必然趋势。

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In addition, it would provide them with an incentive to develop better internal credit-rating systems.

ECONOMIST: Banking regulation

That is why regulators now favour a third idea: the use of banks' own internal credit ratings.

ECONOMIST: It is time for a more radical approach to banking regulation

"This would put internal credit creation back under the control of the state, " they say, even if it only took the form of SME lending targets, credit easing and some infrastructure programmes.

BBC: Thinking outside the 1930s box