This paper proposes multiple internal credit risk rating system which refers to commercial bank credit risk.

本文提出了信贷风险的内部信用评价指标体系。

youdao

At present, the banking has adopted such advanced internal credit risk measurement model in developed Western countries.

目前，西方发达国家的银行业己经采取了这种先进的内部信用风险度量模型。

youdao

Internal credit rating is the core of the risk management system of commercial banking.

内部信用评级是商业银行风险管理体系的核心。

youdao

New government regulations and internal risk-mandates will mean that credit won't flow as promiscuously.

WSJ: China Will Be a Winner in the New Economy

This, most believe, is best achieved by using banks' own credit-risk models, much as their internal models are used to allocate capital in trading operations.

ECONOMIST: Banking regulation

The suggested revision adds two ideas to the same basic regime: in deciding how much capital is needed, make greater use of, first, credit-rating agencies' measures of risk and, second, banks' internal risk-management models.

ECONOMIST: Economics focus