This paper proposes multiple internal credit risk rating system which refers to commercial bank credit risk.
本文提出了信贷风险的内部信用评价指标体系。
Internal credit rating is the core of the risk management system of commercial banking.
内部信用评级是商业银行风险管理体系的核心。
Within this system are contained data collection, IT system as the support of credit risk evaluation, determination of internal risk rating and quantification of default and loss.
我国在构建内部评级体系过程中存在着诸如借款人评级和债项评级无数据跟踪；
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