In addition, it would provide them with an incentive to develop better internal credit-rating systems.
That is why regulators now favour a third idea: the use of banks' own internal credit ratings.
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"This would put internal credit creation back under the control of the state, " they say, even if it only took the form of SME lending targets, credit easing and some infrastructure programmes.
Internal auditor, credit-collections specialist and operations analyst are other finance roles that many employers place a premium on, adds Mr. Zion.
You pay the tax to Canada but can claim a foreign tax credit with the Internal Revenue Service.
Meanwhile, both Internal Revenue Service rules and the credit crunch make intra-family loans particularly advantageous right now.
One method, pushed by the Americans, was to move towards using banks' internal models for allocating capital to credit risks just as they do for market risks on their trading books.
New government regulations and internal risk-mandates will mean that credit won't flow as promiscuously.
In essence, the SEC is proposing that the agencies tighten internal controls, establish professional standards for credit analysts and publicly disclose how they came up with ratings.
FORBES: SEC Proposal On Ratings Agencies Leaves Out Payment Conflicts
He had to push these through against internal opposition, and to gain some credit with voters for them even when the Labour Party, far from opposing them, increasingly tried to steal his best tunes.
This, most believe, is best achieved by using banks' own credit-risk models, much as their internal models are used to allocate capital in trading operations.
To the attorney general's credit, his office added specific allegations--the internal e-mails showing Merrill's Henry Blodget and others off their guard--to the vague sense out there that the game was rigged generally, and especially during the frenzy of the Internet era.
The Internal Revenue Service is revoking the tax exempt status of some of the largest credit counseling agencies in the country.
The news was not entirely unexpected, following an internal reshuffle in Barclays Capital in October, when Kvalheim's responsibility for credit trading, where most of the losses occurred, was shifted to del Missier, leaving him with investment banking and loan origination.
It is a free vote - on conscience rather than on party lines - so it would be inaccurate to say they are voting against the government but internal divisions on the issue will make it difficult for the Tories to claim the credit for changing the law in the way the prime minister might hope.
The suggested revision adds two ideas to the same basic regime: in deciding how much capital is needed, make greater use of, first, credit-rating agencies' measures of risk and, second, banks' internal risk-management models.
An internal audit report published on Thursday by the county council reveals wider concerns about the use of corporate credit cards dating back to 2003.
While it's called a grant, the biotech credit is a variation of what Congress has been doing with individuals: Using the tax code and the Internal Revenue Service to deliver benefits it considers socially desirable in the form of refundable tax credits.
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