bank's internal credit rating system 银行内部信用评级体系
On the basis of analyzing the shortcoming of state-owned commercial bank's credit rating system and the relative achievement, this paper emphasizes the importance of internal rating model.
在对国有商业银行当前信用评级方法存在问题和国内外相关研究成果进行分析的基础上，论文提出了构建国有商业银行内部信用评级模型，提高信贷风险管理水平的观点。
The focal point of this thesis: 1. according to the requirement for the bank's internal credit rating in "new Capitalism Agreement Draft" drawn by Basel committee, new indicator system is constructed.
本文的研究重点一是根据巴塞尔委员会《新资本协议草案》中对银行内部评级的要求，构建了新的指标体系。
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