But the present fragility of America's stockmarket also has much to do with recklessness at home.
It explains why, despite the odds against them, the players feel confident not just about the future, but the present.
But the present housing market looks as though it will exclude him from living near his school - a situation which he says is "crazy".
But the present Conservative leader seems happier to embrace the establishment, and to be embraced by it, than to turn the established order upside down.
But the present government with its commitment to cutting the budget deficit and public debt are in any case pursuing the opposite of a Keynesian policy.
But the present Ryder Cup captain, Europe's eight-time number one, has not managed a US PGA Tour title in 17 years of trying, losing play-offs for the US Open and US PGA and having two other second places in the US Open.
When people pay more on these loans than is due before they mature, this increases the present value of the principal-only tranche but decreases the present value of the interest-only tranche.
This may change in the future, and certainly cord-cutting is on the rise, but at the present there is no incentive for HBO to worry about piracy or to offer a stand-alone service.
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Such was the mechanism by which King Hussein of Jordan made his deathbed decision to pass the crown not to his brother Hassan, but to the present king, Abdullah.
Trumpets and robes are fine, but in the present and the future you will need something more.
But at the present, the governor has chosen -- I know the governor, and he's definitely chosen the right guy.
The reforms may well boost growth in the future but, in the present, countries like Spain appear to be locked in a cycle of decline.
But the debaters present a partial picture of private equity.
Magosaki quotes a historian to the effect that we study history not so much to understand the past, but to understand the present.
Byrne doesn't perform in the show, but was present on the dance floor throughout a recent performance, flashing his familiar head bob and rubbing elbows with dancing audience members.
You know, my grandmother was a Lutheran from Minnesota and a great woman, but the worst Christmas present gift I ever got--the strangest one--was she gave me two stuffed anatomically correct dolls, male and female.
All but the last are now present and the stars could yet be aligned.
History is important in that it informs the present, but the majority of the assessment should look to forward-leaning present state.
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But, in the present case, interest rates have probably been too low for too long.
But the past links us to the present and that tragically will take far longer to fix.
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Now here was Foreign Minister Paek Nam Sun, slightly unnerved by the attention, but at least present to enter the debate.
But, under the present law, the new principle of management responsibility will have to be adapted to fit the rulebooks of each of the seven existing regulators.
But he said the present government had "the right intentions".
But, as the present argument over road policy here in Britain shows, we are not prepared to make radical lifestyle changes that would make big differences to the environment.
The morning papers say that Mr. Trichet, President of the ECB, is poised to raise the policy rate later this week for the second time in the present cycle, but the European economy has slowed since his first tightening move, making the timing more awkward.
Cutting the size of the nuclear arsenal to a small fraction of its Cold War size and focusing on terrorists rather than state-based threats may seem sensible in the present environment, but the decisions the administration is making will have consequences for decades after it leaves office.
There have been a lot of changes in the digital world recently, which is a perfectly accurate observation but fails to present the full scale of the transformation.
Mr Nodianos saw the 16-year-old girl leaving the party with two boys in the early hours of 12 August, but was not present when the attack allegedly occurred.
The pair is currently on a four-month food tour through the US, but both were present to host and cook the last dinners of the season in mid-May.
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