浮动抵押的可转化性是指浮动抵押在特定事件发生时将变为固定抵押(fixed charge)即浮动抵押的结晶。 浮动抵押的设立目的是为了保护债权人即抵押权人的权利,若抵押财产始终处于流动状态中,抵押财产则不可具体确...
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有一种观点认为,传统的固定抵押(fixed or specific charges)较浮动担保来说对债权人具有更多的保护。
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固定抵押品 fixed collateral ; dead security ; dead mortgage
固定抵押贷款 Fixed Rate Mortgage ; FRM
年固定抵押贷款 Fixed Rate Mortgage ; FRM
固定利率抵押贷款 Fixed Rate Mortgages ; FRM ; FixRate Mortgage ; Firm Rate Mortgage
固定利率抵押 fixed rate mortgage ; FRM
固定期限反向抵押贷款 Fixed Term reverse mortgage
分期偿还固定金额抵押 constant payment mortgage
固定到期抵押贷款 straight term mortgage loan
固定利率抵押贷款契约 Fixed Rate Mortgage ; FRM
There are two modes for the mortgage of ships under construction. One is fixed charge, and the other one is floating charge.
在建船舶抵押有两种方式,一种是固定抵押,一种是浮动抵押。
参考来源 - 论浮动抵押在新建船舶融资中的运用·2,447,543篇论文数据,部分数据来源于NoteExpress
浮动抵押与固定抵押的本质区别在于浮动抵押人可在正常经营范围内自由处分抵押物。
The substantive difference between floating charge and the fixed mortgage is the chargor has the right to carry on its business in the ordinary way.
有大额抵押贷款的借款人应选择固定利率。
但是,能够获得30年期固定利率抵押贷款的人数目会大大增加。
But it would also mean that more people could still get 30-year, fixed-rate mortgages.
Your mortgage payment is constant through time but the fraction of it that goes to paying off principal versus interest changes through time and it just changes as dictated by this formula.
抵押贷款每月还款是固定的,但是其中本金和利息的比例关系,会随时间而改变,这是由这个公式所决定的
But if most people who are good borrowers, who know what they're doing, want these, they want a conventional thirty-year mortgage because it will fix a mortgage payment for the rest of the thirty years and you have nothing to worry about.
但是如果大多数人是优质借款人,他们知道自己在做什么,他们会选择普通30年期抵押贷款,因为在剩余的30年时间里,抵押贷款的偿付是固定的,你不需要为它担心
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