抵押借贷公司已经为购房、购车人提供固定和浮动利率贷款几十年了。

For people buyinga house or a car, mortgage, lenders have offered fixed-rate and variable loansfor decades.

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但是，能够获得30年期固定利率抵押贷款的人数目会大大增加。

But it would also mean that more people could still get 30-year, fixed-rate mortgages.

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英伦银行在今日发表的一份单独报告中指出，抵押贷款与定金之间的固定比率是25%，该利率已有两年保持不变。 7月平均利率是3.77%，六月的比率是3.67%。

Theaverage rate on a two-year fixed-rate mortgage with a 25 percent deposit was3.77 percent in July, compared with 3.67 percent the previous month, the Bankof England said in a separate report today.

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But if most people who are good borrowers, who know what they're doing, want these, they want a conventional thirty-year mortgage because it will fix a mortgage payment for the rest of the thirty years and you have nothing to worry about.

但是如果大多数人是优质借款人,他们知道自己在做什么,他们会选择普通30年期抵押贷款,因为在剩余的30年时间里,抵押贷款的偿付是固定的,你不需要为它担心

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