浮动抵押与固定抵押的本质区别在于浮动抵押人可在正常经营范围内自由处分抵押物。
The substantive difference between floating charge and the fixed mortgage is the chargor has the right to carry on its business in the ordinary way.
有大额抵押贷款的借款人应选择固定利率。
这些国家的抵押贷款率逐渐采取浮动利率，然而，德国和法国的通常是固定不变的。
Mortgages are generally variable-rate in these countries, whereas they are fixed as a rule in Germany and France.
抵押借贷公司已经为购房、购车人提供固定和浮动利率贷款几十年了。
For people buyinga house or a car, mortgage, lenders have offered fixed-rate and variable loansfor decades.
而且没有固定的到期日：几时能收回钱是不知道的，因为人们支付他们的抵押贷款时间是不可预测的，这个时间举例来说，当他们决定出售他们的房子的时候。
There's certainly no fixed maturity date: Money shows up in irregular chunks as people pay down their mortgages at unpredictable times-for instance, when they decide to sell their house.
固定资产中如有在建工程转入、出售、置换、抵押、担保或封存等情况，应予以说明。
In the case of transfer-in, sale, replacement, mortgage, guarantee or seal up of any fixed assets under construction, an explanation thereon must be given.
但是，能够获得30年期固定利率抵押贷款的人数目会大大增加。
But it would also mean that more people could still get 30-year, fixed-rate mortgages.
—固定利率抵押将使贷款人在利率上升的年份处境困难。
Fixed-rate mortgages have posed difficulties to lenders in years of increasing interesting rates.
还需要银行存款证明，美国国税局的缴税回执，固定资产抵押或出租协议以及孩子的出生证明。
Documents such as bank statements, certified IRS tax returns, lease or mortgage agreements, and birth certificates for your children.
可调利率抵押贷款的期限很长，也许会长达30年，但是利率在30年间并不是固定的。
Adjustable rate mortgages have a long term -they might last for thirty years -but the interest rate is not fixed for the whole thirty years.
英伦银行在今日发表的一份单独报告中指出，抵押贷款与定金之间的固定比率是25%，该利率已有两年保持不变。7月平均利率是3.77%，六月的比率是3.67%。
Theaverage rate on a two-year fixed-rate mortgage with a 25 percent deposit was3.77 percent in July, compared with 3.67 percent the previous month, the Bankof England said in a separate report today.
这是一个非常好的消息，因为如果你正想通过30年固定利率抵押贷款的方式买一幢住宅，你的抵押贷款利率将下降约0.75%。
If you were looking at buying a house with a nice, stable thirty year fixed mortgage, this is amazing news because your mortgage rate will drop around 0.75%.
房地美对于标准类抵押信贷利率的每周调研显示，8月26日当周15年期固定利率抵押贷款的平均利率是3.86%。
The average rate on a 15-year fixed-rate mortgage was 3.86% for the week ending August 26, according to Freddie Mac's weekly survey of conforming mortgage rates.
三分之二的抵押贷款的借款人有良好的信用记录和固定的利率，他们拥有的房产价值远高于他们的借款。
Two-thirds of mortgage borrowers enjoy good credit and a fixed interest rate and can depend on the value of their houses remaining far higher than their borrowings.
尽管利率上升，但是固定利率抵押贷款仍占所有新抵押贷款的一半。
Despite rising rates, fixed-rate mortgages still account for half of all new mortgages.
印度银行对小公司贷款并没有兴趣，银行通常要求各种抵押或固定资产担保，而这些这是公司在创业阶段无法提供的。
India's Banks are not huge fans of lending to small firms; they often demand onerous amounts of collateral or security on fixed assets, exactly the kinds of things start-ups cannot provide.
这就导致了欺诈行为的发生，结果抵押贷款借给了没有固定资产，没有收入的人，把谨慎借贷的原则抛到了九霄云外。
That allowed for fraudulent practices and, as a result mortgages being given to people who had no assets and no income, prudent lending went out of the window.
由于其糟糕的银行信用等级，福特公司将不得不有史以来第一次将其工厂及其它固定资产作为抵押。
Because of the carmaker's poor credit-rating it will, for the first time in its history, put up its factories and other assets as collateral.
抵押贷款每月还款是固定的,但是其中本金和利息的比例关系,会随时间而改变,这是由这个公式所决定的
Your mortgage payment is constant through time but the fraction of it that goes to paying off principal versus interest changes through time and it just changes as dictated by this formula.
担保债权凭证“是一种将有稳定收入流的固定资产组合，如住房抵押贷款打包而成的有价证券。”
"Collateralized Debt Obligations" are securities based upon a portfolio of fixed income-producing assets, such as home mortgages.
因为固定利率抵押贷款利率已经降至历史低位。
据纽约大学BjornHanson的估算，酒店的物业运营成本有60- 70%相当固定，比如偿还抵押贷款、税费和能源账单等。
Some 60-70% of the property costs of a hotel are pretty much fixed, including mortgage payments, taxes and energy bills, reckons Bjorn Hanson of New York University.
我认为他抵押了他的固定资产。
这也部分反映出了美国人对可以免罚金提前付清的30年期固定利率抵押贷款的偏爱，而这种贷款正是银行很难进行风险对冲资产。
That partly reflects Americans' preference for 30-year fixed-rate mortgages that can be pre-paid without penalty-a difficult sort of asset for Banks to hedge.
这些措施还要求短期抵押贷款(目前利率低)的申请者能符合5年期固定利率贷款的较高收入标准。
The measures will also require applicants for short-term mortgages at today's low rates to meet the higher income standards needed for a five-year, fixed-rate loan.
1945年第二次世界大战结束，并在随后一年出现婴儿潮，这种30年的、固定利率的抵押贷款成了社会基石，社会群体最大化地出现空前多的私房房主。
When World War II ended in 1945 and the Baby Boom began the following year, the 30-year, fixed-rate mortgage became a cornerstone of society and led to unprecedented levels of homeownership.
选择固定利率的抵押贷款。
如何在先后顺位的抵押权人之间平衡公平和效率，在各国的立法例中有两种模式：抵押权的顺位固定主义和顺位升进主义。
How to balance justice and efficiency among these mortgages, and there're two legislation patterns of mortgage sequence: the theory of fixed sequence and the theory of promoted sequence.
如果以“反向抵押贷款”用活这笔固定资产，完全可以成为目前我国大部分老年居民建立寿险保障的重要出路。
If a "reverse mortgage" to live this fixed assets can now become our most important security life of older residents of a way out.
如果以“反向抵押贷款”用活这笔固定资产，完全可以成为目前我国大部分老年居民建立寿险保障的重要出路。
If a "reverse mortgage" to live this fixed assets can now become our most important security life of older residents of a way out.
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