信用扩张亦称“存款货币扩张”。“信用紧缩”的对称。银行通过放款和投资而引起银行活期存款增加的经济现象。假定某甲有现金100万元存入A银行,法定存款准备率为20%,A银行在缴纳20万元的法定存款准备金后不保留超额储备而把80万元全部贷放给某乙;又假定某乙把80万元全部转存B银行。B银行与A银行一样,在扣除了16万元的法定存款准备金后把其余64万元全部贷放给某丙;某丙又把这64万元全部转存到C银行,C银行又如同A银行、B银行那样,在提取20%的存款准备金后,把余款如数贷放出去。
... 信用评级下调 credit downgrade 信用扩张 credit expansion 互联网银行 Internet-based bank ...
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More than 100 years ago, Marx has researched on credit theory, he systematically explained the reasons for credit expansion and credit contraction based on previous, and put on his own views.
马克思早在一百多年前就涉及了信用理论,在前人基础上系统解释了信用扩张及信用危机的原因,并提出了自己的见解。
参考来源 - 信贷危机视角下的信用理论探究·2,447,543篇论文数据,部分数据来源于NoteExpress
抑制信用扩张效应的市场自发反应。
The Spontaneous Reaction of the Market against the Effects of Credit expansions.
灾难的根源:信用扩张
“担保促进信用扩张,”他在2007年7月说道,就在危机正式爆发之前。
"Collateral facilitates credit extension," he said in June 2007, just before the crisis began in earnest.
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