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The first is, that while God's promise is sure, the manner and the timing of its fulfillment is quite unpredictable.
首先是，上帝的承诺是确定无疑的，但实现的方法和时机却都是不可知的。
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I could also see, you know, starting a business at some point,
我觉得我可能会在某个时机自主创业，
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There is no better time to start a new company or a new idea than a depression or recession because a lot of the management teams were being asked to leave.
金融衰退和大萧条是,建立一个公司或是发展一个新想法的最好时机,因为很多管理团队都被辞退了。
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It is not about making the material relevant and easy to apply in given opportunities to do that. It is not about creating interaction in community.
不是整理相关材料,以便于时机适宜时容易,利用，不是,在社群内进行互动。
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Most people think that it's not a smart thing to do-- to try to time the market.
大多数人认为把握市场时机,是不是明智的选择
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This is an excellent time to stop the lecture so I'm going to stop the lecture and we're going to continue social psychology on Wednesday.
现在是结束本节课的好时机,所以本节课到此为止,我们星期三继续讲社会心理学。
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Nothing will change before its time."
时机未到,一切照旧"
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And yet in the sense you could say there's really not a better time to start a business.
从这个意义上说，现在的确不是,创业的好时机。
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The best time would be at some great festival.
因此最好的时机就是在一些盛大的节日上
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But as you slowly work your way up, it's pretty fine.
等你慢慢找到适合自己的方式，时机就成熟了。
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Then, as one who'd waited precisely for her maledict voice to hoarsen, I outshouted her in these terms: "Therefore come to bed, my equal, uncursing, uncursed!"
我瞅准时机，等她的咒骂声一减弱,我大吼起来，盖过了她的声音：,你不是要平等吗，那就床上见，别老跟我念咒了“
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This is Hobbes' answer to Machiavelli's famous call in chapter 25 to master fortuna, to master chance or luck, fortune.
这就是霍布斯对马基雅维利那句有名号召的答案,那个号召在第25章中，说的是要掌控命运，掌控机会，掌控运气，掌控时机。
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The Morningstar study is incredibly damning in terms of the market timing abilities of individual investors.
晨星公司这一研究结果,谴责了个体投资者的市场时机选择能力
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The second, market timing, deals with short-term deviations from the long-term asset allocations that you establish.
第二,市场时机选择涉及,偏离长期资产配置的短期操作
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The returns would be attributable solely to my ability to market time the bond futures market.
回报率仅仅取决于,我选择买卖期货的市场时机的能力
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It predicts that the best timing is when the conditioned stimulus, which is the signal, comes before the unconditioned stimulus, which is what you have to prepare for.
它预测，最佳的时机,莫过于作为信号的条件刺激，出现在需要你做准备的，非条件刺激之前。
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Those three tools are asset allocation, market timing, and security selection.
这些工具是,资产配置,市场时机选择和证券选择
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With regard to market timing, you don't want to do it.
别太寄望于市场时机选择
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It's the old gray but dark philosophy that you should just look at value But, one of the things is when people have given up on a company--that's the perfect time.
就是那个陈旧黑暗的哲理,你应该只注重价值,但是，还有一种情况当人们都抛售了,某个公司的股票--那就是个极佳的时机。
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That's a brilliant market timing device that-- I think enlightened people thought that those prices were getting high-- and also made some play on credit spreads and now on real estate, he said.
这个决策的市场时机非常正确,有见识的人都觉得,那时网络股的价格太高了,他们也参与了信用利差交易,现在又转向了房地产
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So, it's not surprising that asset allocation explains more than 100% of returns and that, for the community as a whole, market timing and security selection are costly and lower the community's aggregate investment returns.
因此资产配置能解释100%以上的回报,也不足为奇了,对投资者整体来说,市场时机选择,和证券选择是有代价的,降低了总的投资回报
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Well, it can only be true if security selection and market timing detract from institutional returns or individual returns in the aggregate.
唯一的可能性就是证券选择,和市场时机选择,给机构和个人带来的是负的回报
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I think market timing,as I've defined it, has to do with short-term deviations from your long-term policy targets.
正如我之前定义的,市场时机选择,是偏离长期策略目标的,短期操作
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Now,I think it's logical that if you're going to try and beat the markets, you'd want to beat the markets where the opportunity was greatest.
理论上说,如果你想获得优于市场水平的收益,在时机恰当时,你就能做到战胜市场
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We were interested in finding bonds trading below par where we thought there was a chance that companies would not file their financial statements on time.
我们对发现以低于票面价值进行交易的债券很感兴趣,我们认为在没有按时发布它们财务报表的公司,时机有可能发现。
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We'll look at things--sectors say they're cheap or expensive and exploit the opportunity; but at least in terms of how I define market timing, it wouldn't be included in that definition.
关注研究资产和行业的细节,看它们是便宜了还是贵了,来发掘投资的机会,但至少在我所定义的市场时机选择方面,并不包括这些
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The take-away is to avoid market timing.
股灾的教训是别指望靠市场时机选择赚钱
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Because we hold relatively stable, relatively well-diversified portfolios, security selection turns out not to be an important determinant of returns for most investors and market timing turns out not to be an important determinant of returns.
因为持有相对稳定,和相对分散的投资组合,证券选择不再是,决定投资者回报率的重要因素,而市场时机选择,也不会成为决定回报率的重要因素
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Isn't that market timing?
这难道不是个市场时机选择的例子吗
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If I came to the office next week and decided domestic stocks were too high -I want to move that target down to 8% -in the way that I've described market timing, that would be a market timing move and we're very careful not to do that.
如果下周我上班时,认为国内股票价格偏高,我会把权重调低到8%,用我描述过的方式,这就是个市场时机选择的操作,我们一般很谨慎,并不会轻易那么做
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