Unified loan and return mode supply quick, convenient and free environment to readers, increase the using rate of books.
“统借统还”模式为读者提供了快捷、便利、自由的借阅环境，提高了图书的利用率。
Third, total assets, quick ratio, patterns of guarantee or collateral and number of operating years of firms also have influence on loan pricing.
第三，企业年龄、资产规模、速动比率以及抵押方式等对贷款定价均存在一定影响。
Third, total assets, quick ratio, patterns of guarantee or collateral and number of operating years of firms also have influence on loan pricing.
第三，企业年龄、资产规模、速动比率以及抵押方式等对贷款定价均存在一定影响。
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