Small merchants who have been frequenting eBay Marketplaces to sell their wares could be attracted by the opportunity to expand as they get access to a quick loan.

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For many people a payday loan is a quick and efficient legal way of getting hold of short-term credit.

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Kabbage provides small loans for small online businesses with quick, virtually real-time responses to loan applications.

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As a quick reminder, it is not uncommon for the courts to be tasked with deciding whether a purported loan is in fact something else: a dividend, a capital contribution, or in this case, a payment for services.

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Shoppers check out via tablet computers installed in dressing rooms for quick purchasing. (The mobile app can charge people automatically to prevent theft.) The stores loan smartphones to those who don't have them.

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