Unified loan and return mode supply quick, convenient and free environment to readers, increase the using rate of books.

“统借统还”模式为读者提供了快捷、便利、自由的借阅环境，提高了图书的利用率。

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Third, total assets, quick ratio, patterns of guarantee or collateral and number of operating years of firms also have influence on loan pricing.

第三，企业年龄、资产规模、速动比率以及抵押方式等对贷款定价均存在一定影响。

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Small merchants who have been frequenting eBay Marketplaces to sell their wares could be attracted by the opportunity to expand as they get access to a quick loan.

FORBES: Amazon Wades Into Lending To Drive Market Place Sales

For many people a payday loan is a quick and efficient legal way of getting hold of short-term credit.

BBC: Payday loans debt quadrupled, advisory service says

Kabbage provides small loans for small online businesses with quick, virtually real-time responses to loan applications.

FORBES: Start-ups Talk Money, Cash, Credit At Finovate