点对点贷方的成本远低于信用卡利率。
信用卡利率和按揭利率有所上涨，但是不多。
家居股本贷款利率和抵押首次低于大多数转信用卡利率。
The interest rates for home equity loan and refinanced first mortgages are lower than most credit card interest rates.
拿2009年12月来说，第一成功银行被指征收的信用卡利率达79.9%。
As of December 2009, First Premier Bank is reportedly offering a credit card with a 79.9% interest rate.[6]
但是最高法院在三十年前就撤销了对信用卡利率的有效管制，而十年前又撤销了对银行收费规模的管制。
But the Supreme Court effectively deregulated credit card rates 30 years ago, and 10 years ago it deregulated the size of the fees a bank could charge.
正是基于上述背景，本文以信用卡利率定价为研究主题，从风险控制视角对信用卡利率的定价进行系统研究。
Based on this background, this paper takes interest rate pricing of credit card as the research subject, and conducts the system research from the view of credit risk control.
如果希望消费者有更多支出，解决资不抵债的按揭贷款或许有帮助，但降低涉及数以百万计的美国人支付的信用卡利率，或许会更管用。
If you want consumers to spend more, fixing the mortgages of those underwater may help. But lowering the interest rate millions more Americans pay on their credit CARDS would help much more.
我们曾说，借款利率不会上涨太多，因为信用卡利息与美联储利率之间的利差已经很大了。
We said borrowing rates weren't likely to go up all that much. The spread between credit card rates and the Fed's interest rate was already quite large.
而在借款方面，利率和多数人支付的信用卡利息已经存在巨大的差异。
As for borrowing, there is already a large gap between interest rates and what most people pay on their credit CARDS.
而在借款方面，利率和多数人支付的信用卡利息已经存在巨大的差异。
As for borrowing, there is already a large gap between interest rates and what most people pay on their credit CARDS.
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