点对点贷方的成本远低于信用卡利率。

P2P lenders can cost far less than credit card rates.

youdao

信用卡利率和按揭利率有所上涨，但是不多。

Credit card and mortgage rates did go up, but not much.

youdao

信用卡利率和按揭利率有所上涨，但是不多。

Credit card and mortgage rates did go up, but not much.

youdao