·2,447,543篇论文数据，部分数据来源于NoteExpress
点对点贷方的成本远低于信用卡利率。
P2P lenders can cost far less than credit card rates.
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信用卡利率和按揭利率有所上涨，但是不多。
Credit card and mortgage rates did go up, but not much.
家居股本贷款利率和抵押首次低于大多数转信用卡利率。
The interest rates for home equity loan and refinanced first mortgages are lower than most credit card interest rates.
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