But many people who are going without life insurance may really need it.
People without life-threatening conditions have been urged to use walk-in centres, out-of-hours GP services or NHS Direct over the festive period.
Without life insurance, your heirs would have to sell the property or the business in a hurry: Estate tax is due within nine months of your death.
According to JD Power and Associates, ownership of life insurance policies has been declining over the last couple of decades, leaving 50 million Americans without adequate life insurance coverage and 40% of adult Americans having no life insurance at all.
Without a life jacket she was sucked underwater by swirling currents as the cruise liner capsized.
The child's immune system can then learn to recognise the parasites and respond to future infections without suffering life-threatening symptoms.
But virtually all anti-retroviral drugs come from abroad at present and many people with HIV fear they'll be left without the life-saving medication.
Fellow Oscar-winner Peter Jackson also paid homage, saying that his Lord of the Rings films would never have been made "without his life-long love of his wondrous images and storytelling".
In a backhanded compliment to the Lib Dems, he described the party as "our gallant allies, without whom life would be much more difficult for us" to laughter from peers.
Without it life would not exist at all.
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Yet, despite this fantastic success rate, kids are now in danger of facing this disease without this life saving drug all because manufacturing the medicine is no longer as profitable for the pharmaceutical companies as it once was.
Financial independence lets you do more with your life without barriers, and this flexibility opens up new opportunities to live a life of value, helping others, and working for the world.
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The other options are life in prison without the chance of parole or life with a chance for parole after 25 or 30 years.
Why not be able to enjoy five more years of life without debilitating disease?
The majority of patients are happy to carry on a normal life without having a transplant.
If you want to live a life without ever confronting fear, stay right where you are.
No one goes through life without getting just kicked in the teeth from time to time.
Two cases in which juvenile offenders got life without parole didn't even involve murder.
You can go from life to life to life without being cognizant of what is going on.
But this model of marriage has left many less-educated, less well-off Americans without a viable life script.
Antonio Nunez was 14 years old when he committed a crime that gave him life without parole.
The village certainly continues to make me happy and I find it difficult to imagine life without the occasional visit.
Since then Cuba has been edging towards life without the man who has led the country since 1959.
Why do some corporations have such a strong personality that it is hard to imagine life without them?
They think and act rather differently to you, but without them, life would be one long football locker room.
He was, however, convicted of killing Kathleen and sentenced to life without parole.
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Life without goals is lived as a slave to a collection of circumstances.
And without living a life of profound moral corruption in every other sphere?
No one goes through life without both joy and pain, triumph and sorrow.
Many people simply cannot imagine, purely on a physical basis, going their whole life without sex of any kind.
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