Some of that reduction has taken place as districts band together and use their combined buying power to get lower prices in request-for-proposal processes that shrink the number of providers eligible to offer products to educators.

WSJ: Teachers' 403(b) Plans See Big Changes

Just 44% of marketers surveyed believe their organizations were in compliance with the CAN-SPAM act, a law that requires marketers to request permission to send email messages, disclose the messages' source and offer an opt-out function.

FORBES: What Privacy Policy?

Both properties offer a complimentary in-room mini bar and wi-fi, provide iPads upon request, and are centrally located between the Danube Canal and St Stephens Cathedral.

BBC: Business trip: Vienna