这将是一个很大的贷款与其他小你就可以还清贷款。
It will be one big loan with which you can pay off your other small loans.
还清贷款吗?
你可以住在北京的郊区,或许你要奋斗好长时间还清贷款,但是你必须有房子。
You may have to live on the far outskirts of Beijing and you may have to struggle to pay the mortgage for a long time, but you must own a home.
So, when the mortgage ends, you're just clear and free; you don't have to pay anything--nothing comes at the end.
因此,抵押贷款正好在到期时全部还清,贷款期末你不再偿还任何金额
You can just get a loan out and pay it all at the end.
你可以贷款,最后再还清。
That's because, well, when you buy your first house you might be twenty-five, so thirty years brings you to age fifty-five; that's close enough to retirement.
这是因为,你可能在25岁时买第一套房子,当还清30年的贷款时你已经55岁了,都快退休了
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