贷款买房指购房人以在住房交易的楼宇作抵押，向银行申请贷款，用于支付购房款，再由购房人分期向银行还本付息的贷款业务，也被称为房屋抵押贷款。 房贷，是由购房者向银行填报房屋抵押贷款的申请，并提供合法文件如身份证、收入证明、房屋买卖合同、担保书等所规定必须提交的证明文件，银行经过审查合格，向购房者承诺发放贷款，并根据购房者提供的房屋买卖合同和银行与购房者所订立的抵押贷款合同，办理房地产抵押登记和公证，银行在合同规定的期限内把所贷出的资金直接划入售房单位在该行的帐户上。
双语例句原声例句
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贷款买房（或贷款购买其他资产），造成价格上涨。
When people borrow to buy houses (or any other asset), they push up the price.
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离婚前不工作的一方可能需要找工作来付房租或者贷款买房。
A parent who didn't work during the marriage may need to find a job to pay for rent or a mortgage.
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在发达国家，如果你想开车，雇用工人，或抵押贷款买房，通常都要买保险。
In developed countries if you want to drive a car, employ a worker, or buy a house with a mortgage, you usually need insurance.
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What's happening is the housing market is dropping, home prices are falling, people are defaulting in record numbers, and there are foreclosures.
房地产市场在衰退,房价在下跌,违约人数破历史纪录,很多贷款买房者取消了赎回权
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If you buy a house and you don't pay the mortgage, the contract says you lose the house-- you're out--you've got to pay or it goes back to the mortgage originator.
如果你抵押贷款买房,却没有还房贷,贷款合同规定,你将被取消赎回权,失去房子,所以你必须偿还贷款,否则你的原始贷款人就会收回房子
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The idea was that a lot of people can't afford a house -let's all get together and pool our money -in a Building Society or Saving and Loan Association -and then we'll loan out to some of us to buy the house.
当初的想法是,很多人都买不起房子,那我们就把钱凑在一起,放到一个建房互助协会或储贷协会里,然后向我们中那些要买房的人发放贷款
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- 来自原声例句