《买房贷款》一书由北京青年报房地产部编,于2001年4月由经济日报出版社出版发行。该书讲述了买房时如何办理、怎样偿还住房贷款、调离单位公积金怎么处理、贷款买房是否必须买保险等问题。
银行只批准了29355份买房贷款申请,比去年同期减少了18%。
Just 29, 355 house purchase loans were granted - 18 percent fewer than the same month last year.
在房贷变成不良贷款前购买房产,放贷人可以掩盖其最坏的损失程度。
By buying properties before the loans on them go bad, lenders can mask their worst bets.
如果你是初次买房,就要开始作为贷款人货比三家,去申请住房贷款的预先审核。
If you're a first-time buyer, start the process by shopping around for a lender and applying to get pre-approved for a home loan.
What's happening is the housing market is dropping, home prices are falling, people are defaulting in record numbers, and there are foreclosures.
房地产市场在衰退,房价在下跌,违约人数破历史纪录,很多贷款买房者取消了赎回权
If you buy a house and you don't pay the mortgage, the contract says you lose the house-- you're out--you've got to pay or it goes back to the mortgage originator.
如果你抵押贷款买房,却没有还房贷,贷款合同规定,你将被取消赎回权,失去房子,所以你必须偿还贷款,否则你的原始贷款人就会收回房子
The idea was that a lot of people can't afford a house -let's all get together and pool our money -in a Building Society or Saving and Loan Association -and then we'll loan out to some of us to buy the house.
当初的想法是,很多人都买不起房子,那我们就把钱凑在一起,放到一个建房互助协会或储贷协会里,然后向我们中那些要买房的人发放贷款
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