银行贷出了太多现在无法偿还的风险贷款,而且他们在房地产业做了投机买卖,其价值目前也已经下跌。
The banks made too many risky loans which now can't be repaid, and they speculated in property whose value has now dropped.
在雷曼兄弟破产后,许多全球最大的银行都曾担心出现最糟糕的情况,因为房地产泡沫的破裂暴露了它们在高风险贷款方面的投资。
After the failure of Lehman Brothers, many of the world's largest banks feared the worst as the collapse of the housing bubble exposed investments in risky loans.
垃圾债券和高风险贷款越来越多。
More junk bonds are being issued than ever before, more risky loans are being offered.
这种高风险贷款就称为次级抵押贷款。
但过去的一年让人们怀疑一切低风险贷款概念。
But the past year has called into question the very idea of a low-risk loan.
该银行不接受高风险贷款,因为这是一家非常谨慎的金融机构。
The bank does not accept loans of a high risk because it is a very conservative financial institution.
近来,CDM委员会的通过率有所降低,因为它决定不接受风险贷款。
The CDM board's approval rate has declined lately because it is determined not to issue dodgy credits.
在瑞典则出于这种目的采用了被称作“白色贷款”的高成本高风险贷款。
In Sweden, so-called "blanco-loans", more expensive unsecured loans, can be used for that purpose.
然而这两家公司放宽放贷标准以及接受高风险贷款的做法却使事情进一步恶化。
But both companies made things worse by loosening their standards and accepting riskier types of loans.
新的拨备覆盖率要求不仅做实了利润和资本,同时也限制了高风险贷款的增长。
New coverage ratio requirements not only increase Banks' capital quality, but also dissuade risky volume growth.
可是“两房”通过传统的担保业务及购买抵押贷款支持的证券扩大了它们的高风险贷款敞口。
Yet both companies expanded their exposure to riskier loans, both through their traditional guarantee business and through the purchase of mortgage-backed securities.
更常用的方法是迫使想要进行高风险贷款的银行增加其资本,以此给银行资产设置一个限制。
The more common remedy is to put limits on Banks' assets by forcing them to increase their capital if they make risky loans.
银行们能利用所谓的第一组巴塞尔协议[10],因为它们可以在资产负债表里隐匿高风险贷款。
Banks were able to exploit the first lot of so-called Basel rules, because they could hide risky loans off their balance sheets.
根据这个策略条件,DynamicAssembler调用了低风险贷款支付终端和特殊贷款提供终端。
Based on this policy condition, the Dynamic Assembler invoked the Low risk credit check endpoint and the premium loan provider endpoint.
目前大学城项目已成为各商业银行总行的第五类高风险贷款项目,高校新校区建设贷款越来越难。
Nowadays the loans for university district construction projects are limited, as they are grouped in the fifth category of high risk loan projects by the top Banks of commercial Banks.
未售房屋的供给过剩也将使房价降低,特别在像加利福尼亚和佛罗里达这样更高风险贷款高得不成比例的地方。
A glut of unsold homes will also push down prices, particularly in areas such as California and Florida, which had a disproportionate share of riskier loans.
当时雷曼内部出现了一名告密者,坦陈了雷曼对于风险贷款的记账方法,在那不久之后就被解雇了。
It later emerged that a whistleblower at Lehman, who raised concerns about the way it accounted for risky loans, lost his job shortly after speaking out.
但真正可能受到伤害的是购房者。对于自己借入的高风险贷款,他们几乎无力负担,或者压根就没搞明白。
But the real casualties may be homeowners, who often took out risky loans they could barely afford or did not understand.
当投资者开始把注意力转移到与不合格的次级按揭以及其他的风险贷款挂钩的证券上时,银行便不再为投资者提供资金。
When investors began to turn their nose up at securities linked to souring subprime mortgages and other risky loans, Banks ended up financing them.
在近日召开的美国方言学会年度大会上,用于形容高风险贷款的“次级(subprime)”一词被评为2007年度词汇。
Used to describe a risky loan, "subprime" has been chosen as the Word of the Year 2007 by American Dialect Society at its annual convention recently.
在上周五召开的美国方言学会年度大会上,用于形容高风险贷款的“次级(subprime)”一词被评为2007年度词汇。
Used to describe a risky loan, 'subprime' has been chosen as the Word of the Year 2007 by American Dialect Society at its annual convention Friday.
它是从例如评估贷款申请的信用风险,阅读手写的邮政编码来分类邮件等开始的。
It started with things like assessing credit risk from loan applications, sorting the mail by reading handwritten zip codes.
然而,让人无法理解的是,它们没有包括查明违约风险的个人贷款的信息。
Yet, inexplicably, they do not contain the information about individual loans that is needed to detect default risk.
我更想看到多一些风险投资和贷款型的初创事业。
I would much rather see more venture capital and loan type initiatives.
我们经常定期评估信用卡贷款的风险和成本。
We constantly evaluate the risks and costs of funding credit-card loans.
在完成这些步骤之后,内部业务规则推理引擎将计算贷款风险。
Once those steps are completed, an in-house business rules inference engine calculates the loan risk.
在完成这些步骤之后,内部业务规则推理引擎将计算贷款风险。
Once those steps are completed, an in-house business rules inference engine calculates the loan risk.
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