风险贷款通常是对贷款人而言的。从贷款人角度来考察，贷款风险是指贷款人在经营贷款业务过程中面临的各种损失发生的可能性。贷款风险与信用风险是既有联系又有区别的两个概念。 人们常说的风险贷款实际上有两种含义：一种是指不良贷款，亦即非正常贷款或有问题贷款，贷款本息的回收已经发生困难甚至根本不可能收回；另一种是指高风险贷款，如科技贷款，这种贷款本息回收的不确定性很大，贷款人在承担了较大的贷款风险的同时，有可能取得较大收益。
风险贷款 [fēng xiǎn dài kuǎn]
网络释义专业释义
... ①、 抵押贷款(Mortgage Loans) ②、风险贷款(Unsecured Loans) ③、贴现和代理收账(Discounting and factoring) ...
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双语例句原声例句
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银行贷出了太多现在无法偿还的风险贷款，而且他们在房地产业做了投机买卖，其价值目前也已经下跌。
The banks made too many risky loans which now can't be repaid, and they speculated in property whose value has now dropped.
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在雷曼兄弟破产后，许多全球最大的银行都曾担心出现最糟糕的情况，因为房地产泡沫的破裂暴露了它们在高风险贷款方面的投资。
After the failure of Lehman Brothers, many of the world's largest banks feared the worst as the collapse of the housing bubble exposed investments in risky loans.
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垃圾债券和高风险贷款越来越多。
More junk bonds are being issued than ever before, more risky loans are being offered.
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Once they freed up interest rates, interest rates on deposits started soaring and banks started taking greater risks, particularly Savings and Loans.
一旦他们被放任去抬高利率,储蓄利率将会飞速攀升,而银行就会承载着更大风险,尤其对于储蓄贷款协会
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Let's make some risky loans and if it succeeds we make money; if the thing blows up, well then they government will pay.
然后贷款给一些风险大的项目,如果成功了,我们会赚钱,如果事情搞砸了,那时政府自会买单
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As these more risky mortgages come along t hold on to these mortgages.
随着贷款风险的加大,银行无力贷款，banks，don’
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