...(Global Rating Limits) :可参与经验理算的最大保额限度, 超出部分可以由成员公司安排再保或者自担; 风险费 (Risk Charge) 多雇主国际损益账户列示的成员公司承担保险风险的成本; : 管理费(Administration Charge) :多雇主国际损益账户中列示的成员...
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一个真正的风险是有些人将再也负担不起保险费。
There is a real danger that some people will no longer be able to afford insurance.
一种解决这一问题的方法是根据每个银行的贷款的风险来确定对它的保险费.
One way of mitigating this problem is to charge insurance premiums that vary according to the riskiness of each bank's lending.
保险公司要维持运作,必须依赖某种特定的客户搭配:他们需要一定的健康人群(低风险)来支付保险费,这类人实际很少需要补偿,由此保险费可以在客户间分摊。
Insurance companies depend on a mix of clients: they need a certain number of healthy individuals (low-risk) to pay premiums and not use a lot of services so that the premium prices can average out.
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