大学校园是美国年轻人第一次接触到信用卡并拥有透支可能性的地方，这个花费透支过度的问题如今全美国都面临着。

College campuses are one place that young Americans are introduced to credit and the possibility of spending beyond their means, a problem now confronting the nation as a whole.

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她的银行警告说除非她偿还透支款，否则她可能要面临诉讼。

Her bank warned that unless she repaid the overdraft she could face legal action.

《柯林斯英汉双解大词典》

诉讼中申明美国银行通过银行卡处理次序按照金额从最高到最低，尽可能的最大化透支费用让顾客支付。

The lawsuit claimed that Bank of America processed its debit card transactions in the order of highest to lowest dollar amount so it could maximize the overdraft fees customers paid.

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That means you'd have a leveraged portfolio, you would be borrowing.

那表示你有一个杠杆化的投资组合，你可能透支了。

耶鲁公开课 - 金融市场课程节选