即便是对于可以依靠存款或配偶的收入生活的中产阶级，工作生涯突然结束，安稳的退休生活遭受挑战也无疑是个打击。

But even middle-class people who might skate by on savings or a spouse’s income are jarred by an abrupt end to working life and to a secure retirement.

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而目标日期基金也给了投资者沉重打击，其持有的资产号称多样化，但似乎同时下跌，即便是专门针对即将退休的投资者的基金也未能幸免。

And target-date funds -- even those designed for investors on the brink of retirement -- dealt investors a blow as all their supposedly diversified holdings seemed to go down at once.

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西班牙房地产市场崩溃之后，很多外国人生活中出现负资产，英国存款利率及退休金的下跌可能会使市场受到更长远的打击。

After the collapse of the Spanish property market left many expats living in negative equity, the decline in UK savings interest rates and pension payments may prove a blow too far.

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