申请人现在银行用信余额1.8亿元，主要品种为进口开证。信用状态正常。
Applicant's bank credit balance is 180 million Yuan, mainly used for import letter of credit. The credit status is normal.
买方通常在进口国向开证行申请要求开出已卖方为受益人的信用证。
Buyer applies to his issuing bank, usually in Buyer's country, for letter of credit in favor of Seller.
当开证行将装船单据交给进口商时，开证行就借记进口方的帐户，整个交易就完成了。
The issuing bank will debit importer's account when releasing the shipping documents to the importer. The whole transaction now comes to the end.
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