第一，你必须对你的财务人生有一个非常清晰和现实的了解，并了解你愿意承担的特定风险。
First, you have to have a really clear, realistic picture of your financial life and understand the specific risks you are willing to take.
如果你被迫接受减薪，财务规划专家建议你重新制定一个现实的新预算，并严格执行。
If you are forced to take a salary cut, financial planners advise creating a realistic new budget and sticking to it.
现实普遍获得治疗和预防的一项重大挑战是为加强卫生和社会系统而增加财务和技术支持。
A key challenge in achieving universal access to both treatment and prevention will be the provision of increased financial and technical support to strengthen health and social systems.
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