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首先，确定本文研究的银行和评级指标。
First, definite the Banks and the rating indexes on which we do research.
文中通过量化风险评级指标，改善风险评级的方法，体现了本文的创新性。
It is creative that this article improved the methods of risk rating by quantifying.
人们首先想到的是某种全球统计数据，某种指标，它将对各国的经济和环境条件进行评级，并显示出两者之间的关系。
Thoughts turn first to some sort of global statistic, some indicator which would rate the wealth of nations in both economic and environmental terms and show a relationship between the two.
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