首先，确定本文研究的银行和评级指标。
First, definite the Banks and the rating indexes on which we do research.
商业银行IRB可以分为三个部分：评级指标体系、评级方法和评级过程。
The commercial Banks IRB consists of three sections: rating index system? Rating method and rating process.
文中通过量化风险评级指标，改善风险评级的方法，体现了本文的创新性。
It is creative that this article improved the methods of risk rating by quantifying.
信用评级指标体系是信用评级的依据，也是保证信用评级结果客观公正的手段。
Credit evaluation indexes system is the basis for credit grade evaluation, and is also the method that ensures the correctness of evaluation outcome.
人们首先想到的是某种全球统计数据，某种指标，它将对各国的经济和环境条件进行评级，并显示出两者之间的关系。
Thoughts turn first to some sort of global statistic, some indicator which would rate the wealth of nations in both economic and environmental terms and show a relationship between the two.
评级变动通常只是反应滞后的指标，它是经济困难的产物，而不是它的原因。
Changes in ratings are usually lagging indicators, following rather than causing economic hardship.
研究员依据六项指标对各国进行了评级：物质满足感；住房与环境；教育的完善程度；健康与安全；危险行为；学校生活的质量。
Researchers ranked countries on variables in six categories: material well-being; housing and environment; educational well-being; health and safety; risky behaviour; and quality of school life.
去年国际货币基金组织执行的一项研究表明，评级是衡量主权违约风险的较好指标。
In a study last year, the International Monetary Fund concluded that ratings were a reasonably good indicator of sovereign-default risk.
研究员依据六项指标对各国进行了评级：物质满足感；
Researchers ranked countries on variables in six categories: material well-being;
但是，即使官方数字低估了通胀率，通胀率在不同时段的变化仍是一个有效的指标。因此高盛对通胀率数据的评级较高。
However, even if the official measure understates inflation, the changes in it may still be a.
这符合《巴塞尔协议》中对银行内部评级体系中指标设置的要求。
It meets the index requirement of Internal Rating System in the Agreement of Basel.
在去年的一项研究中，国际货币基金组织称评级是评价一个主权国家是否存在违约风险的一个相当好的指标。
In a study last year, the International Monetary Fund concluded that ratings were a reasonably good indicator of sovereign -default risk.
根据海滩水质指标，监测频次和污染公告，报告也为美国200个受欢迎的海滩提供了五星级的评级。
The report also provides a five-star rating guide for 200 popular U. S. beaches, based on indicators of beach water quality, monitoring frequency and public notification of contamination.
这些评级会赢得广泛的兴趣，不仅仅因为可以作为全球市场中雇主的指南，还因为在国内市场也能充当业绩的指标。
They will be of interest not just as a guide for shoppers in the global market, but also as indicators of performance in domestic markets.
本文在现有的信用评级法指标体系基础上，运用主成分分析法定量筛选评价指标，克服指标选取的主观性。
Based on the current index system of credit rating, we use Principal Component Analysis to filtrate the index quantitatively, overcoming the subjectivity of index selection.
本文的研究重点一是根据巴塞尔委员会《新资本协议草案》中对银行内部评级的要求，构建了新的指标体系。
The focal point of this thesis: 1. according to the requirement for the bank's internal credit rating in "new Capitalism Agreement Draft" drawn by Basel committee, new indicator system is constructed.
分析财务数据欺诈的类型，选取判定数据欺诈的指标，设计数据反欺诈模型系统，整合相应的业务流程，为商业银行实施评级系统提供重要的数据保障。
This paper attempts to provide exact data for commercial banks' credit rating by analyzing the types of financial fraudulent data, determining the key indexes in judging fraudulent data, desi…
我国现行的资信评估指标体系和评级方法尚处于起步阶段，有许多不尽人意之处，从而影响到评级的效果。
The present credit evaluation index system and evaluation methods are still in their beginning stage, they have so many imperfections that they spoil the evaluation effect.
新模型在拟合、预测准确率均优于原模型，且有3个流动性指标与评级结果显著相关。
New model have better prediction and goodness of fit. 3 short-term flowability indexes are correlated with rating.
在具体的评级过程中以定性分析为主，定量分析也是偏重于指标体系，模型分析很少。
In specific ratings, it is mainly quantitative analysis, and quantitative analysis is also emphasis on the index system, while model analysis is very little in use.
中国工商银行新客户评级体系，该体系是建立在内部评级法的基础上，依此介绍指标体系、得分计算、等级评定和应用前景。
The new client credit grading system of ICBC is built on the base of the internal grading method, composed of index system, calculation, grading and application prospect.
资信评估指标体系是资信评估的依据，也是保证信用评级结果客观公正的手段。
The credit-rating criteria system is the basis of credit rating and also the measure to ensure that the result of credit rating is objective and justicial.
色牢度是评定纺织品优劣的重要指标，现行的色牢度评级方法主要是专家目测评级法，测试结果受人为主观因素的影响。
Color fastness is a very important index to assess the quality of textiles. Currently the color fastness was received by specialist eyeballing. The results can be affected by some subjective factors.
色牢度是评定纺织品优劣的重要指标，现行的色牢度评级方法主要是专家目测评级法，测试结果受人为主观因素的影响。
Color fastness is a very important index to assess the quality of textiles. Currently the color fastness was received by specialist eyeballing. The results can be affected by some subjective factors.
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