偿付能力是寿险公司经营结果的综合体现。
Solvency is the synthesis result of the management of life insurance company.
如果保险公司的资产和负债匹配不良，会造成保险公司盈利能力降低，偿付能力减弱，甚至可能出现经营危机。
If an insurance company can not manage its assets and liabilities well, it will deduce its profit and solvency, even it will produce operation crisis.
偿付能力监管应该激励保险公司减少偿付无力风险、便于经营不善的保险公司恢复营业以及使那些经营失败的公司有序退出市场。
Solvency regulation should prompt insurers to guard against the risk of insolvency, assist distressed insurers go back to the right track and failed insurers exit the market with no chaos.
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