偿付能力是寿险公司经营结果的综合体现。
Solvency is the synthesis result of the management of life insurance company.
如果保险公司的资产和负债匹配不良，会造成保险公司盈利能力降低，偿付能力减弱，甚至可能出现经营危机。
If an insurance company can not manage its assets and liabilities well, it will deduce its profit and solvency, even it will produce operation crisis.
偿付能力监管应该激励保险公司减少偿付无力风险、便于经营不善的保险公司恢复营业以及使那些经营失败的公司有序退出市场。
Solvency regulation should prompt insurers to guard against the risk of insolvency, assist distressed insurers go back to the right track and failed insurers exit the market with no chaos.
保险风险主要有五大类：偿付能力风险、资金管理风险、经营不规范风险、经营道德风险和公司治理结构风险。
The insurance risk mainly has the five major types: Liquidate ability risk, the funds risk, the management risk, the morals risk and the company's structure risk.
在确定非寿险公司的经营业绩和偿付能力方面，都依赖于索赔准备金负债的准确评估。
Assessment of the operating performance and solvency of nonlife insurance companies depends on accurate evaluation of claims reserve liabilities.
最低偿付能力额度是保险监管机构对保险公司持续经营的资本要求。
The minimum solvency margin is the capital requirement for insurance continuity set by regulatory authorities.
文章从中国寿险公司经营的实际出发，证实了偿付能力风险的存在。
This paper demonstrates the existence of solvency risk from the fact of life insurance management.
最后，我们从保险公司实际经营的视角重新定义了“偿付能力”的概念。
In the end, the paper re-defined the concept of solvency from the perspective of the actual operation of insurance company.
但另一方面，寿险公司作为经营风险的行业面临着比其他行业更多、更复杂的风险，如偿付能力风险、资金运用风险、利率风险等。
However, the life insurance companies that deal with risks are always facing more complex risks than any other industries, such as the solvency risk, investment risk, interest rate risk and so on.
在保险业经营环境改变的前提下，中国保险监管制度也经历着变化，偿付能力监管得到了进一步加强。
Chinese insurance regulatory institution witnessed great changes with the speedy changes of circumstances, the solvency regulation has been strengthened.
在保险业经营环境改变的前提下，中国保险监管制度也经历着变化，偿付能力监管得到了进一步加强。
Chinese insurance regulatory institution witnessed great changes with the speedy changes of circumstances, the solvency regulation has been strengthened.
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