浮动利率(变化利率)借款人可以与那些固定利率的借款人进行掉期。

Borrowers on floating (variable) rates could swap with those on a fixed rate.

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五年期国债指数浮动利率抵押（ARMs）达3.56%，也位于记录低点，回到了2005年的记录。

And five-year Treasury-indexed adjustable-rate mortgages (ARMs) at 3.56 percent also set a record low, dating back to 2005.

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5年期国债指数混合型浮动利率抵押贷款(Treasury - indexed hybrid adjustable - rate mortgages)平均利率从上周的3.48%降至3.41%，去年同期值为3.97%。

Five-year Treasury-indexed hybrid adjustable-rate mortgages averaged 3.41%, down from 3.48% the prior week and 3.97% a year earlier.

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