多巨灾平台较为灵活，可以支持多种机制，包括针对各地区多种风险（地震、飓风、暴雨）的共保机制。

The MultiCat platform is flexible and can support a variety of structures, including the pooling of multiple perils (earthquake, hurricane, rainfall) in different regions.

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7月3日，湖北省恩施土家族苗族自治州遭受特大暴雨、大风灾害。截至目前，该州共有49个乡镇57.6万人受灾，紧急转移安置受灾群众13461人，3人因灾死亡。

Torrential rains and strong gales battered the Miao and Tujia Autonomous Prefecture in Enshi, Hubei since July 3, leaving 3 dead, 13461 displaced and affecting a total of 576000 residents in 49 towns.

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暴雨径流是一种最普遍、最活跃、最敏感的致灾因子，在其形成过程中易诱发灾害链。

As one of the most active, pervasive and susceptible disaster-causing factors, storm runoff is prone to induce disaster chains in its formation process.

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