教育储蓄是指个人按国家有关规定在指定银行开户、存入规定数额资金、用于教育目的的专项储蓄,是一种专门为学生支付非义务教育所需教育金的专项储蓄。教育储蓄采用实名制,开户时,储户要持本人(学生)户口簿或身份证,到银行以储户本人(学生)的姓名开立存款账户。到期支取时,储户需凭存折及有关证明一次支取本息。
During the eight years that the Chinese education savings has been carrying out, it acquires definite achievement, at the same time, it also faces a series of problems.
教育储蓄政策实行八年以来,取得了一定的成绩,但也面临着一系列问题。
参考来源 - 中国教育储蓄制度研究:资产建设视角·2,447,543篇论文数据,部分数据来源于NoteExpress
教育储蓄项目可以为将来的学费少点税。
Educational savings Plan offers tax savings on future tuition.
个人可采取的对策:教育储蓄、教育保险。
For individuals, the counter plans are the education save and education funding.
不幸的是,近年来在大学教育储蓄领域并非鲜艳如玫瑰。
Unfortunately, the past year hasn't been so rosy in the college savings universe.
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