中国央行未来很可能会继续收窄存贷息差,令银行的利润率受损。
China's central bank is likely to continue to trim the spread between lending and deposit rates in the future, cutting into bank margins.
FTN Financial的数据显示,3月6日,30年期定息抵押贷款较同期国债利率高出2.92个百分点;周三息差收窄至2.22个百分点。
On March 6, according to FTN Financial, 30-year fixed-rate mortgages were trading at 2.92 percentage points above the relevant Treasury rates; Wednesday the gap was down to 2.22.
根据历史上的标准来看,目前的息差仍然很大,不过已经较之前有所收窄。
The gap remains enormous by historical standards, but has narrowed.
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