中国央行未来很可能会继续收窄存贷息差,令银行的利润率受损。
China's central bank is likely to continue to trim the spread between lending and deposit rates in the future, cutting into bank margins.
FTNFinancial的数据显示,3月6日,30年期定息抵押贷款较同期国债利率高出2.92个百分点;周三息差收窄至2.22个百分点。
On March 6, according to FTN Financial, 30-year fixed-rate mortgages were trading at 2.92 percentage points above the relevant Treasury rates; Wednesday the gap was down to 2.22.
根据历史上的标准来看,目前的息差仍然很大,不过已经较之前有所收窄。
The gap remains enormous by historical standards, but has narrowed.
这将进一步降低商业银行的净息差收窄。
This will further reduce the commercial Banks net interest margin.
存户将资金存放为储蓄存款的显著趋势持续,部分反映短期定期存款与储蓄存款之间的息差收窄的情况。
The continued strong depositors appetite for savings deposits in part reflected the narrowing of the interest rate spread between the short-term time deposit rate and the savings deposit rate.
周三息差收窄至2.22个百分点。
周三息差收窄至2.22个百分点。
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