现金预付当然是收取付款的最理想的方式。但同时对买方来说，又是一种很没有吸引力的支付条件。
Cash in advance is, of course, the most desirable means of receiving payment. But it is a very unattractive payment term to the buyer.
作为服务者，银行负责收取付款和管理拖欠，因此将会从拖欠的贷款中收取更多费用而不是从改变中获利。
As servicers - in charge of collecting payments and managing defaults - Banks can make more from fees and charges on defaulted loans than on modifications.
用例uc07：提货、派送、收取支付款项。
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