... hypothec 不转移占有权的抵押 hypothecary value 抵押价值 hypothecation certificate 抵押证明书 ...
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贷款方希望购房者首付更多好抵御抵押价值下降。
Lenders want bigger down payments to protect against the falling value of collateral.
商业银行在发放房地产抵押贷款前,应当确定房地产抵押价值。
II. Commercial Banks shall, before granting real estate mortgage loans, determine the real estate mortgage value.
管理者并未急于让银行承认抵押价值崩溃的问题,但却要求银行达到资本的新国际标准。
Regulators were slow to force Banks to recognise the problem of collapsed collateral values, but they did require Banks to meet new international standards for capital.
The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.
从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松
Part of--this is the--it's not loan-to-value ratio-- this is the ratio of mortgage debt to personal consumption expenditure.
这并非贷款价值比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率
A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.
抵押贷款的贷方,借给你的钱不会超过财产本身价值,因此贷款价值比率就会大于1
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