...式需要满足严格的条件,尤其是必须满足两项测试标准,即:(1)在抵押房产市值的50%以内或以抵押贷款价值(mortgage-lending-value,MLV)为基础的抵押比率(loan-to-value,LTV)为60%以内,商业房地产贷款发生的损失额不得超...
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这些贷款有许多是值得的属性不是因为他们的抵押贷款价值下降的少。
Many of those loans are for properties that are worth less than their mortgages because of declining values.
在你的抵押贷款和小型企业管理局贷款之间,你最后可能会欠下比房产价值多得多的钱。
Between your mortgage and your SBA loan, you could end up owing a lot more on your property than it's worth.
在总体债务水平下降最快的美国,家庭负债减少有很多是住房抵押贷款违约和价值减记的结果。
In America, where overall debt levels have fallen fastest, a lot of the reduction in household debt has been thanks to mortgage defaults and write-downs.
The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.
从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松
Part of--this is the--it's not loan-to-value ratio-- this is the ratio of mortgage debt to personal consumption expenditure.
这并非贷款价值比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率
A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.
抵押贷款的贷方,借给你的钱不会超过财产本身价值,因此贷款价值比率就会大于1
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