在分析阶段，您不是很关心细节，因此图只需要表明存款为正数。
During the analysis stage you're not so concerned with the details, so your diagram needs only to signify that the deposit is positive.
分析者把这归因为存款收益降低导致资金从储蓄账户向理财产品转移。
Analysts attribute weakening deposit accumulation to the migration of funds from savings accounts to wealth-management products.
很多分析家怀疑这些存款是否会起到一些作用。
Many analysts doubt whether those savings would have materialised anyway.
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