基准房价是在一定区域内，对一般状况下的房屋基本单元，按照其规定用途，评估确定的某一价值时点的一定年期的平均市场价格。基准房价是基于房地产市场价值而建立的统一性的房地产价格基准，其可以改变当前房地产价格标准不一、缺乏权威的房价计算依据以及房地产价格信息不对称的现状，从而满足政府、市民、专业人士对权威、准确房价的诉求。
德国房价看似也不高，可能还会更低廉，因为我们的估值基准仅追溯至1996年，而德国房价的一段泡沫期就未被计算在内。
Germany looks cheap as well, and since our valuation benchmark goes back only to 1996 and so misses out a period when German house prices were frothier, may be cheaper still.
如果房价和租金脱离基准线，人们将在购房和出租之间转换，最终使得两者保持同步。
If house prices and rents get way out of line, people would switch between buying and renting, eventually bringing the two in alignment.
美联储自9月中旬起，为了帮助缓解房价暴跌和信贷市场混乱对经济造成的沉重打击，已经把联邦基准利率下调3个百分点至2.25%。
The Fed has lowered benchmark interest rates by three percentage points to 2.25 percent since mid-September to help put a floor under an economy hit hard by a housing slump and credit market turmoil.
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