respondentia
... respondpesticide承担农药责任 respondentia冒险借款 responder应答机 应答器 回答器 ...
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的确，现有系统鼓励冒险和短期借款，银行配置他们的资源既不有效也不明智。
True, it has encouraged risk-taking and short-term borrowing, and banks have allocated their resources neither efficiently nor wisely.
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