的确，现有系统鼓励冒险和短期借款，银行配置他们的资源既不有效也不明智。

True, it has encouraged risk-taking and short-term borrowing, and banks have allocated their resources neither efficiently nor wisely.

youdao

的确，现有系统鼓励冒险和短期借款，银行配置他们的资源既不有效也不明智。

True, it has encouraged risk-taking and short-term borrowing, and banks have allocated their resources neither efficiently nor wisely.

youdao