包括利用信贷风险缓解 credit risk mitigation
我国银行与企业间的信贷风险，是我国银行业一直以来面临的一个重大的信用风险问题。
The credit risk between banks and companies is a significant credit problem during the operation of practical bank trade in China.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
第四章对目前国内外关于银行信贷风险或企业信用风险的识别方法进行了系统的分类介绍。
The fourth chapter systematically classifies the different ways at home and abroad to assess bank credit risks and enterprise credit risks.
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