我国银行与企业间的信贷风险，是我国银行业一直以来面临的一个重大的信用风险问题。
The credit risk between banks and companies is a significant credit problem during the operation of practical bank trade in China.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
第四章对目前国内外关于银行信贷风险或企业信用风险的识别方法进行了系统的分类介绍。
The fourth chapter systematically classifies the different ways at home and abroad to assess bank credit risks and enterprise credit risks.
商业银行的信用风险包括流动性风险、投资风险及信贷风险。
Credit risks of commercial Banks include floating risk, investment risk and loan risk.
对信用风险管理的目标是尽量维持在可接受的参数信贷风险，银行的风险调整回报率。
The goal of credit risk management is to maximise a bank's risk-adjusted rate of return by maintaining credit risk exposure within acceptable parameters.
银行信贷风险可以从大类上划分为信用风险、市场风险、法律风险、操作风险等。
Risk can be divided from the major Banks for credit risks, market risks, legal risks, operational risks.
以内部信用评级为前提的信用风险预警方法是防范和化解信贷风险的基础。目前我国商业银行都采用这一方式管理信贷风险。
The Internal Rating Based Approaches is the basic of credit risk rating system, which is used to dissolve the credit risk in our commercial banks.
以内部信用评级为前提的信用风险预警方法是防范和化解信贷风险的基础。目前我国商业银行都采用这一方式管理信贷风险。
The Internal Rating Based Approaches is the basic of credit risk rating system, which is used to dissolve the credit risk in our commercial banks.
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