向金融机构申请贷款是企业融资的主要方式。信贷融资是指企业为满足自身生产经营的需要，同金融机构（主要是银行）或者信誉比较好的融资公司签定协议，借入一定数额的资金，在约定的期限还本付息的融资方式。
出口信贷再融资 export credit refinancing ; ECR
In the framework of WTO, it is different for the national environment of M&SSE’s credit financing.
WTO框架下，我国中小企业信贷融资的环境发生了变化。
参考来源 - WTO框架下我国中小企业信贷融资研究Bank financing has always been an important source of external funding for corporations.
银行信贷融资一直以来都是企业的重要资金来源。
参考来源 - 信用贷款、制度环境与会计信息质量Therefore, make a study on bank loan to SMES is significant both in theory and in practice.
对中小企业信贷融资问题的研究,在理论上和实践上都是很有意义的。
参考来源 - 非对称信息下信贷问题的信号博弈研究（研究生论文）The paper also mentions several concerning issues which should be paid attention when using the export credit loan financing.
文章还研究了利用出口信贷融资应注意的几个相关问题。
参考来源 - 国际工程项目承包融资研究·2,447,543篇论文数据，部分数据来源于NoteExpress
这些国家的再融资将愈加艰难，并给当地银行和信贷投放造成伤害。
Refinancing these is becoming harder and putting strain on local Banks and credit availability.
而这种看法使得放宽借贷标准有了正当的理由：那些信贷记录不佳的住房拥有者可以在二到三年的时间里以更加优惠的条款进行再融资，因为届时他们的房产已经升值了。
That justified relaxed lending standards. Homeowners with weak credit histories could refinance loans on more favorable terms in two or three years because the value of their houses would have risen.
由于中国基本上有效的资本控制，净金融资本流入额(中国称为“热钱”)与国内信贷创造相比实际上是很低的。
Thanks to China's largely effective capital controls, the amount of net financial inflows (called "hot money" in China) is actually very low compared to domestic credit creation.
应用推荐