信贷业务又称为信贷资产或贷款业务,是商业银行最重要的资产业务,通过放款收回本金和利息,扣除成本后获得利润,所以信贷是商业银行的主要赢利手段。 由于放款脱离了银行的控制,不能按时收回本息的风险较大,所以对信贷应在遵守合同法和贷款通则的基础上,建立严格的贷款制度,其主要内容是:建立贷款关系,贷款申请,贷前调查,贷款审批及发放,贷后检查,贷款收回与展期,信贷制裁等制度。
...制MBA论文 关键词:股份制商业银行;信贷业务;风险管理;内部控制The investigation of inner controls of the credit business for the Joi[gap=1156]Key Words :joint-stock commercial banks;Credit business;Risk Management ; internal control ..
基于92个网页-相关网页
... Chapter Seven Transportation 运输 Chapter Eight Credit Operation 信贷业务 Chapter Nine Agency Relations 代理关系 ...
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... 信贷协会 credit union; 信贷业务 credit operations; credit line; 信贷银行 credit bank; ...
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消费者信贷业务 consumer credit financing operation
公司信贷业务 Unit Seven
小额信贷业务佣金 Micro financing Commission
辅助信贷业务 [金融] ancillary credit business
个人消费信贷业务 personal consumer credit business ; consumption credit for individual clients
业务审计包括信贷业务 Operations Audit including Credit Operations
消费信贷业务 consumption credit business
出口信贷保险业务 export credit insurance facilities ; [保险] export credit insurance facility
As an economic activity, the credit business of commercial bank also has moral risk.
作为一种经济活动,商业银行的信贷业务中也存在着道德风险。
参考来源 - 商业银行信贷中的道德风险及控制The process of loan business in processing bank is the intra-system marketing, management and accounting which is customer-oriented and market-oriented.
流程 银行的 信贷业务 流程就是以客户为中心,以市场为导向,强调 信贷内部业务条线的系统营销、管理和核算。
参考来源 - 流程银行——城商行信贷BPR的根本目标—《改革与战略》—2008年第10期—龙源期刊网·2,447,543篇论文数据,部分数据来源于NoteExpress
“影子银行系统”有效地拿走了国有银行的一些信贷业务。
Effectively, the "shadow banking system" has been siphoning off credit from the state-owned Banks.
这个方法名只反映了方法的一个属性:执行信贷业务的业务逻辑。
The method name reflects only one property of the method: the business logic to perform the credit operation.
此外,由于减少在美国市场的消费信贷业务,汇丰银行在美国面临着持续的损失。
On top of that HSBC faces continued losses in America as its winds down its consumer business there.
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