其次分析国内个人消费信贷业务的制约因素。
Next, analyze the restrictive factor of personal consumption credit.
我国加入WTO后，个人消费信贷业务发展前景巨大。
After Chinas entry of WTO, individual consumption loan looks on a huge development prospective.
此外，由于减少在美国市场的消费信贷业务，汇丰银行在美国面临着持续的损失。
On top of that HSBC faces continued losses in America as its winds down its consumer business there.
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